Getting a car loan quick with Natloans
2010
Looking for a car loan? Need to get it now?Natloans can get you driving your new car within 24 hours. Our loans writersare car loan specialists. You can apply online in less than 5 minutes or youcan call us on 1300 628 562. You will get an answer within 10 minutes and yourapplication will be passed to a loan writer to access and they will contact.
The best thing to do is to first getpre-approval. That way you can go shopping for your new car knowing how muchyou have to play with. You will also be able to negotiate on the sale of thecar and get the best deal.
We have personal unsecured and secured carloans to give you as many options and flexibility as possible.
Our car loan benefits
- The interest rate is fixed for the term of th loan
- Your repayments are fixed for the term of the loan
- We have $0 penalties on extra payments
- Great competitive interest rates
- Super fast approval
- The car can be used or new
- We have car loan terms of up to 7 years
- You can choose to have a residual/balloon at the end of the car loan
- The car can be purchased from a dealer or private sale
“Why use a broker?
Weall know how a mortgage broker can save us money on our home loan. A broker canalso save us money on consumer products like car loans bike loans”
Reasons for choosing abroker:
- Save yuo money
- Lower fees
- great interest rates
What does a brokerlook at?
- Yourincome – a realistic figure within your means
- Car choice- under 10 years old – less risk
- Employment– stable employment ideally constant over long periods
- Credithistory – capacity to meet repayments – check your credit record”
Shop for the best deal
This means you willneed to investigate
- Monthly fee
- Account keeping fee
- Government fee
- Transfer fee
- Application fee
Evan if the interest rate is low but the above fees and charges areinclude they could add 3% to the interest rate.
Making it high x% + 3%
Don’t just shop for the interest rate.
Sometimes people will only shop for the interest rate and forget to ask about the associated fees and charges that may come witht the car loan product.
Compare totalrepayments
· Not just the rate but fees and charges
Compare features andbenefits
- Monthly administration fees
- On going bank fees
- Penalties for early payouts
- Is the loan daily reducible?
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