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Car Credit

Car credit is a loan product, whereby you can obtain finance to purchase a car. Essentially, car credit is another type of car loan. You can buy a new car or used car with car credit.

What is car credit?

Car Credit allows you to buy a car, even if you have bad credit and provides you with the car you want. With a car credit loan, you can purchase a new or used car with out having the all of the money in the bank to complete the transaction and drive away with your dream car.

Car Credit Payment Plan

  • Fortnightly
  • Monthly
  • Yearly
  • Quarterly
  • Semi Annually
  • Seasonal
  • Irregular

Car Credit Interest Rates

Our Rates
The Banks
Cars from 8.27%* ANZ Personal Loan rates from 13.89%†
Bikes from 8.95%* Westpac Personal Loan rates from 13.89%†
Boat from 8.75%* CBA Personal Loan rates from 13.80%†
Commercial from 7.75%* NAB Personal Loan rates from 13.40%†

Apply for Car Credit

You car apply online to make a car credit loan application. This application can be completed in less than 5 minutes. Apply online.

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Car Credit Benefits

  • Get an answer within 10 minutes*
  • Great interest rates
  • $0 monthly fees*
  • $0 penalty on extra payments
  • Fixed rates, fixed repayments
  • New or used bike loans available
  • Loan terms up to 5 years
  • Dealer and Private sales are welcome

Car credit to meet you budget

As with any loan you are able to elect the loan period and payment plan for the life of the car loan until the full amount finance has been repaid.

The ins and outs of Car credit

We recommend that you do your research and make sure that you understand and know your options. The best way to do this is to apply online though our quick quote and speak to one of our loan consultants on 1300 628 562.

Our loan consultants will assess your car credit loan application and determine the best options for you.

Insurance Products recommended for Car credit

  1. GAP insurance – covers you if you have an accident and the car is written off.
  2. Cash Benefit Insurance  - is designed so that if you receive a total loss payout.
  3. Extended Warranty – provides Mechanical Breakdown cover.
  4. Loan Protection Insurance -  is designed to assist you in meeting your Finance contract repayments.

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