Mortgage Refinance Calculator

See your estimated repayments per week/fortnight/month.

Compare home loans with rates starting at 5.14% p.a. (comparison rate 5.15% p.a.) Instantly check your eligibility with over 50 lenders online.

How to Use the Mortgage Refinance Calculator

Why Refinance Your Mortgage?

Lower Interest Rates – Reduce your repayments and save thousands over the life of your loan.
Shorter Loan Terms – Pay off your mortgage faster and own your home sooner.
Lower Monthly Payments – Free up cash flow for other financial goals.
Consolidate Debt – Combine high-interest debts into one manageable loan.

What to Consider Before Refinancing

Break Costs & Fees – Some lenders charge exit fees; check if refinancing is worth it.
Loan Term Impact – A longer term may lower repayments but increase total interest paid.
Your Credit Score – A strong credit profile helps secure the best rates.