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Car Loan Calculator

See your estimated repayments per week/fortnight/month.
$
%
years
$
In Advance In Arrears
$156.52
$10,694.88
$60,694.88

Ready For The Next Step?

Rates from 5.85% p.a. Comparison Rate 7.37% p.a.

Instantly check your eligibility with 26 lenders online.

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About our Car Loan Calculator

How to use the Car Loan Calculator
  1. Enter the vehicle price, loan term, and interest rate (to obtain an accurate interest rate, please complete https://www.natloans.com.au/quick-quote/)
  2. Adjust your deposit amount
  3. Review your results to understand your monthly repayments and total loan cost.

The calculator is not 100% accurate as lenders fees and charges vary and need to be factored into the calculator.  For accurate, to the dollar repayments, please speak to your dedicated Natloans Finance Consultant. This Car Loan Calculator is an estimate.

Yes you can have a final balloon payment with a Car Loan for personal use. This may assist in reducing repayments.

  • Loan Amount & Interest Rate – Higher amounts and rates increase your repayments.
  • Deposit Size – A larger deposit reduces the loan amount and may unlock better rates.
  • Credit Score – A higher credit score can help you secure lower interest rates.
  • Loan Term – Longer terms reduce monthly repayments but may increase total interest paid.
  • Lender fees and charges including establishment fees and account keeping fees (if applicable)
  • Increase Your Deposit – Borrow less and reduce interest charges.
  • Refinance Your Loan – Switch to a lower rate for better savings.
  • Choose a Longer Term – Spread repayments over a longer period for lower monthly costs.
  • Improve Your Credit Score – Better credit can help secure lower interest rates.
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