Property Buying Cost Calculator

See your estimated repayments per week/fortnight/month.

Compare home loans with rates starting at 5.59% (comparison rate 6.16%). Instantly check your eligibility with 26 lenders online.

How to Use the Property Buying Cost Calculator

Enter Property Price – Input the expected purchase price of your home.
Select Your State – Stamp duty and government fees vary by location.
Include Loan Details – Add your deposit amount and loan type.
Review Additional Costs – Factor in legal fees, lender’s mortgage insurance (LMI), and other charges.
Get Your Total Cost Estimate – See the full breakdown of expenses before you buy.

What Costs Are Included?

Deposit – Usually 5%-20% of the property price.
Stamp Duty – Varies by state and property value.
Legal & Conveyancing Fees – Covers contracts, property searches, and settlement.
Loan Application & Lender Fees – May include establishment fees, valuation fees, and LMI.
Building & Pest Inspection – Ensures the property is structurally sound.

Why Use a Property Buying Cost Calculator?

Avoid Hidden Costs – Get a realistic estimate of all expenses before committing.
Plan Your Budget – Ensure you have enough savings to cover every cost.
Buy with Confidence – Make informed decisions and secure the right loan for your needs.