Sale & Leaseback Finance
Sale & Leaseback Finance
A sale and leaseback agreement can be a powerful way to boost your business’s cash flow without sacrificing essential equipment or vehicles. If you’re asset-rich but cash-poor, this solution allows you to sell an asset to a lender and immediately lease it back—keeping your business running smoothly while freeing up much-needed capital.
This option is particularly useful for covering pressing expenses like wages, tax obligations, or supplier payments all without interrupting operations.
How Does a Sale & Leaseback Work?
A sale and leaseback arrangement is straightforward:
- Sell an asset – You sell a vehicle, piece of machinery, or equipment to one of our lenders.
- Get a cash injection – You receive the funds upfront, giving your business a major boost in liquidity.
- Lease it back – The lender leases the same asset back to you, allowing you to continue using it as if nothing has changed.
This provides immediate access to capital while retaining full operational use of the equipment your business depends on.
What Assets Can Be Used?
Almost any commercial equipment or vehicle with value can be included in a sale and leaseback, including:
- Trucks & Buses
- Heavy & Light Commercial Vehicles
- Farm & Agricultural Machinery
- Construction Equipment
- Specialised Business Equipment & Machinery
Benefits of a Sale & Leaseback
Instant cash flow
Free up cash tied up in assets to meet urgent business needs.
Balance sheet relief
Flexible repayments
No residual
Accessible to more businesses
Tax-deductible
Lease payments may be tax-deductible, offering additional financial benefits.
Why Use a Broker Like Natloans for Sale & Leaseback?
- Access to a wide panel of lenders: We work with a broad network, giving you more options and competitive deals.
- Save time & effort: We manage the process from start to finish, liaising with lenders on your behalf.
- Tailored solutions: We take the time to understand your business and structure the agreement to suit your cash flow needs.
- Expert guidance: Our experience means we can help you avoid pitfalls and secure the best outcome.
- Improved approval chances: We know lender criteria and can present your application in the best possible light.
What Are My Repayments?
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Frequently Asked Questions
Can I use multiple assets for a sale and leaseback?
What happens at the end of the lease?
Is it available for businesses with bad credit?
Yes. Many lenders in our network work with businesses that don’t have perfect credit histories.