Category: Tips & Insights

Life moves fast: interest rates shift, new loan products hit the market, and your goals might look very different from a year ago. That’s why spring is the perfect time to step back, review your finances, and set yourself up for a more secure, cost-effective future.

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points this August, moving it down to 3.6%. While this is a smaller adjustment than some economists anticipated, even modest rate changes can have a real impact on loan repayments - particularly over the long term.

Your credit score is one of the most important factors influencing the finance products and interest rates available to you. Whether you’re applying for a personal loan, car finance, or a mortgage, lenders use your score to assess your creditworthiness.

As the end of the 2024–25 financial year approaches, it’s an ideal time for Australians to review their financial plans, make tax-effective moves, and understand how the coming months might impact their borrowing costs.

Refinancing your mortgage can deliver substantial savings, especially if you secure a lower interest rate. Even a small reduction of 0.5% or 1.0% can significantly decrease your monthly repayments and overall loan costs.

As the new year begins, many of us set personal and professional goals. But how often do we include financial health in those plans?

Setting a household budget is one of the most effective ways to take control of your finances.

When taking out a car loan, there’s one question most borrowers focus on—what interest rate will I get?

On September 4, 2024, the Australian Bureau of Statistics (ABS) released its latest data on the Australian economy for the June quarter 2024, revealing modest growth amid ongoing challenges