Your credit score

Hi, I’m Mary Degetto and one of the tips I want to give you today is about applying online.

It’s really easy and tempting to do your research and then to apply online for finance. What a lot of lenders don’t like is when a customer’s actually applied for a lot of loans online because what that actually does is it affects your credit score.

So what is a credit score? Credit score is the rating that you’re given in terms of your risk to be able to get a loan. So it can range hugely between 100 and all the way up to 1200. When lenders do see that you apply for a lot of different loans at once, they see it as being a bit desperate and they want to know why you’ve applied everywhere.

So I’m just here to tell you that it’s probably great to do your research online, but not to apply online everywhere.

It’s best to probably speak to an experienced brokerage like Natloans where we can give you advice and present good solutions to you and then you can make an informed decision, and we won’t touch your credit file.

So give us a call on 1300-955- 791 and we’ll be able to chat to you about that.


Mary Degetto



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