Equipment Loans

Equipment Loans

We know that a growing business needs to purchase equipment in order to expand and continue to grow. Whether you need to purchase new computers, partitions for your office, machinery or telephone system to handle your growing client base. You need to make the right business decision.

Finance the Equipment For Your Business or Buy it Outright?

Most businesses prefer to organise a rental agreement like a chattel mortgage or finance lease rather than paying cash for the equipment. This will ensure that you maintain positive cash flow and put you in good stead to continue to grow.

Equipment Loan for Your Business

At natloans we have equipment experts who give professional advice. We listen to our clients’ situation and circumstance to ensure we create the best custom loan. This means you can be guarantied to receive the highest level of client service.

Our experienced equipment loan specialists will provide you with objective advice to help you make an informed decision for your business.

If you would like to run a situation by one of our equipment specialist call 1300 955 791 for advice on equipment finance.

How should I pay for My Equipment Loan?

You could pay for the equipment in full but this will inevitably affect your cash flow and in turn your business. By taking out finance you will ensure your business has cash flow to succeed.

Which Finance Options are Available to me when getting an Equipment Loan?

There are so many ways to finance trucks or equipment. An expert in equipment finance should ask you qualifying questions to uncover the best solution to your needs. Broadly speaking, you have the following options:

Hire Purchase
Finance Lease
Operating Lease
Novated Lease
Chattel Mortgage

Equipment Loans Benefits

Keep the cash flow in your business so you can use it on your customers. We understand how important cash flow is to small businesses and have loan products to suit your businesses needs.

Equipment Loans Features

• Full Doc
• Private Sales
• Finance 3K to 500K
• New or Used Goods

Equipment Loan Interest Rates

We have equipment loans from 7.25%*

Other Equipment Loans factors to consider.

1. One of the advantages of an equipment loan is that it providers your business scope to grow. It is a good idea to rationalise your current business circumstances as well as strategic plans for your business rather than thinking of your short-term plans.
2. Evaluate your options.  We have many financial options for businesses wishing to obtain equipment finance. To speak to one of our equipment loan specialist call 1300 955 791.
3. Get pre-approval. Do this before you go shopping. This is probability the best thing you can do. By getting pre-approval for your equipment loan you will ensure that put your best foot forward when negotiating your equipment.
4. At natloans we can organise finance for:
   • cars, utilities and light commercial vehicles
   • trucks and buses
   • forklifts, cranes and earthmoving equipment
   • computing and office equipment
   • printing, medical and manufacturing equipment
   • industrial plant equipment

Apply online! It takes 3 minutes!